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πŸ“† Friday, Safar 3, 1448 AH β€” July 17, 2026
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Zakat & Personal Finance

2 tools

Combine Zakatable assets and understand nisab, hawl, and debt assumptions

About this category

This category is for an individual or household combining Zakat al-Mal components into one estimate: cash, savings, precious metals, shares, trade inventory, and relevant debts. The tool organizes inputs and applies disclosed assumptions, but it cannot choose the appropriate scholarly treatment for every asset.

Use one valuation date and currency, and establish nisab and the lunar holding period under the method you follow. Large businesses, complex portfolios, or disputed debt treatment need qualified Sharia and accounting review.

Compare every tool

Choose by the question and inputs you have, not only by the name of the result.

Tool Best for Key inputs What it shows
Zakat Calculator Estimating personal Zakat across several asset typesCash, metals, shares, trade assets, debts, and nisabNet Zakatable wealth and estimated Zakat
Zakat al-Fitr Calculator Calculating Zakat al-Fitr for a household before the Eid prayerNumber of people, country, and per-person amountTotal Zakat al-Fitr in cash and its food equivalent

Which tool should I use?

I have cash and savings that completed a lunar year.

Use the calculator after setting nisab on the valuation date.

Open the tool

I hold gold, shares, or trade inventory alongside cash.

Value them on the same date and read the guide’s treatment of each category.

Open the tool

I have a company, complex debts, or uncertainty about investment intention.

Use the tool only to organize figures, then present the details to a trusted qualified authority.

Open the tool

Practical user journeys

Salary savings

  1. Choose the Zakat anniversary you follow.
  2. Total cash and accessible accounts on that date.
  3. Compare net wealth with nisab and retain a calculation record.

Gold and savings

  1. Weigh the gold and identify fineness and chosen treatment.
  2. Use a price from the same date as other assets.
  3. Check nisab and debt treatment before finalizing.

Portfolio and trading assets

  1. Separate long-term holdings from trading assets under the chosen method.
  2. Value assets and related debts on one date.
  3. Seek review when statements or holding intention are unclear.

Important terms

Nisab
The minimum wealth threshold at which liability begins under the chosen standard.
Hawl
Completion of a lunar year for assets where that condition applies.
Zakatable wealth
Assets included in the Zakat base under the selected classification and view.
Valuation date
The date on which quantities, prices, and balances are fixed for the calculation.

Recommended order

  1. 1Fix the hawl and valuation date.
  2. 2Determine nisab from a reliable price source using a consistent method.
  3. 3Add assets by category, then treat debts under the chosen view.
  4. 4Keep inputs and results and review complex cases.

Assumptions and warnings

  • Gold and silver prices move; do not mix valuation dates.
  • Jewelry, shares, and debts involve detail and differing scholarly views.
  • A personal calculator does not replace business Zakat accounting or a ruling on a complex case.

Guides and official sources

Content last reviewed: