Zakat Calculator
Calculate Zakat on all your assets — cash, gold, silver, stocks, and more
How to Use
- Select the nisab type (gold 85g or silver 595g)
- Enter your cash on hand and bank savings
- Enter gold, silver, and stock values (if any)
- Enter business inventory, debts owed to you, and debts you owe
- Press "Calculate" to see if you meet nisab and your Zakat obligation
Zakat al-Mal in Islam
Zakat is one of the five pillars of Islam, obligatory on every Muslim whose wealth reaches the nisab and has been held for one lunar (Hijri) year.
Zakat Rate
The Zakat rate is 2.5% of total Zakatable wealth.
Nisab Threshold
Nisab is the minimum wealth threshold, equivalent to 85 grams of gold or 595 grams of silver.
Zakatable Assets
Includes: cash, bank savings, gold and silver, stocks and investments, business inventory, and receivable debts.
Calculation Methodology
Formula used
The calculator adds Zakatable assets such as cash, savings, gold, silver, stocks, business inventory, and expected receivables, then subtracts entered debts to estimate net Zakatable wealth. If the net amount reaches nisab, Zakat = net amount × 2.5%.
Nisab and holding period
The calculator uses either 85 grams of gold or 595 grams of silver as nisab, depending on your selection. You should also consider the completion of one Hijri year according to your Zakat date.
Calculation limits
The calculator does not resolve all scholarly differences, such as worn jewelry or long-term stock holdings. For large or complex assets, consult a trusted qualified authority.
Practical Examples
Simple Case — Cash and Gold with No Debts
Noura has: cash 80,000 SAR + bank savings 45,000 SAR + gold worth 30,000 SAR. Total assets = 80,000 + 45,000 + 30,000 = 155,000 SAR. No debts, so net Zakatable wealth = 155,000 SAR (above nisab). Zakat amount = 155,000 × 2.5% = 3,875 SAR.
Multiple Assets — With Debt Deduction
Mohammed has: cash 50,000 + savings 120,000 + stocks 75,000 + business inventory 40,000 = 285,000 SAR. He owes 25,000 SAR in debts. Net Zakatable wealth = 285,000 − 25,000 = 260,000 SAR. Zakat amount = 260,000 × 2.5% = 6,500 SAR.
Frequently Asked Questions
How is nisab calculated in 2026?
Is Zakat due on the house I live in?
Can I deduct debts before calculating Zakat?
Is Zakat paid on salary monthly or annually?
How is Zakat on stocks calculated?
What is the difference between Zakat al-Mal and Zakat al-Fitr?
Is Zakat due on gold jewelry worn regularly?
Legal References
Disclaimer: The results shown are approximate and for reference only, and do not constitute financial or legal advice. Actual amounts may vary based on additional factors. Please consult the relevant official authorities or a licensed financial advisor for accurate information specific to your situation.